VEHICLE FINANCE
CAR FINANCE
TIPS TO HELP YOU SAVE
The excitement of getting a new car can often lead one to make rash decisions when deciding on the various options for car finance. Making the wrong finance decisions up front can have a huge financial impact down the line. We’ve put together a list of helpful tips to help you optimize your motor finance deal.
PAY AS MUCH AS WHAT IS AFFORDABLE ON MONTHLY PREMIUMS
Car finance can be organized for anything from 12 months to 5 years. The lower the period you choose, the more your monthly payment. Be careful however to compare your total payment over duration of the deal for different payment periods. Paying your car off quickly will dramatically reduce your total finance spend.
CHOOSE YOUR CAR
CAREFULLY
The biggest decision to influence what you pay each month is the type of car you will be driving! Used cars are often a much more affordable option as the previous owner has taken the hit on depreciation over the first couple of years. The cheaper the car, the lower the monthly car finance premiums will be.
SHOP AROUND FOR BETTER QUOTES
Car finance quotes may differ from finance house to finance house. You may get a better interest rate on your finance if you are willing to shop around.
PUT DOWN A
BIGGER DEPOSIT
The biggest decision to influence what you pay each month is the type of car you will be driving! Used cars are often a much more affordable option as the previous owner has taken the hit on depreciation over the first couple of years. The cheaper the car, the lower the monthly car finance premiums will be.
CHECK FOR EXTRAS IN YOUR FINANCE AGREEMENT
Vehicle finance deals often include a host of other products. Make sure the finance consultant fully explains what you’re getting in your finance deal and what each item costs.
TALK TO US FOR YOUR VEHICLE FINANCING TODAY.
Applying at our dealership is easy and you will only need a few things. Please attach the following documents to the downloaded application form or complete the online application below and attach the required documents:
- · Copy of Identity document (ID)
- · Drivers License if available
- · 3 Months Pay Slips
- · 3 Months Bank Statements (Bank Generated)
- · Proof of Address (No older Than 3 Months)
Please forward applications & required documentation to:
Signature Motors: cheryl@ffg.net
